Medigap is a supplemental insurance policy that is designed to cover health care costs that Medicare doesn’t cover. This means Medigap insurance will cover the additional 20 percent costs that Medicare does not pay, such as co-pays or deductibles. You must have Medicare Part A and B to purchase a Medigap Policy, and Medigap policies require a monthly premium in addition to Part B.

 

Unfortunately, Medigap is not currently available to all dialysis patients. It is available to all patients over the age of 65, but only available to those under 65 in 31 states. Find out if your state offers Medigap coverage.  [2]